But withdrawals immediately after age 59½ are 100% tax-totally free and penalty-no cost, provided it has been at the least 5 years since you to start with contributed to the Roth. As an additional reward: You could withdraw your contributions everytime you like, without the need of tax or penalty. https://www.paragoncompliancellc.com/I-9 Worksite_Enforcement_on_the_Rise