Filing for personal insolvency is not limited to one time — you can file again even after a prior case is discharged. Whether you can do that — and get a discharge — depends on the time since your prior filing and which chapter (e.g. Chapter 7 or Chapter 13) you choose. So, if you’re asking “can you file bankruptcy 3 times”, the answer is yes — it’s legally possible. https://www.reedlawsc.com/blog/2018/11/can-i-file-for-bankruptcy-twice-or-three-times-or-four/