Only members can invest in umbrella insurance from USAA, this means you need to be an current serviceman, veteran, or member of the family of 1. Along with getting a member, you will need to even have your auto insurance with USAA to generally be eligible for an umbrella policy. https://umbrellainsurance03580.designertoblog.com/50234744/the-5-second-trick-for-what-is-umbrella-insurance