A non-warrantable condo is a home that fails to qualify under Fannie Mae or Freddie Mac standards, thus hindering conventional financing. The reasons may be a large concentration of investor units, litigation pending, or a financially weak HOA. With conventional lenders shying away from such homes, purchasers have to get loans with increased interest rates and down payments. These con... https://x2mortgage.com/blog/all-about-non-warrantable-condo-loans