Debt settlement scams prey on people in financial distress by promising to reduce or eliminate debt—often for large upfront fees. These fraudulent companies may instruct you to stop paying your creditors, damaging your credit and leaving you worse off. Common red flags include unrealistic promises, high-pressure tactics, and lack of licensing or accreditation. Under U.S. law, legitima... https://fight4you.org/2024/11/25/your-rights-as-a-consumer-how-to-protect-yourself-from-debt-settlement-scams/